Miscellaneous Talk

Now I’m no econmist and I definitely don’t see deflation as an emergency. So the cost of some things is coming down. That’s not an emergency, that’s a good thing. At least to me. However the article at http://www.bloomberg.com/apps/news?pid=20601068&sid=a9qvRz4kZN18&refer=home would seem to say differently.

I don’t get it, at all. If the price it costs to make goods goes down then so should the cost to the consumer. If the cost to transport goods goes down then the consumer should get that cut, too. Prices should be coming down.

You see, for a long time economists have been warning that we, people, have to much debt and at unsustainable levels. Lol, sorta like the mortgage banks we were supposed to be bailing out to make the economy better. Anyway, that credit bubble burst along with the rest of them and consumers(people) are having a hard time paying their credit card bills.

Hey, if they can’t charge it they can’t buy it. Duh, prices have to come down in that case because of the law of supply and demand, less demand  = lower prices. Over supply = lower prices.  We, stupidly, let oil get so high priced it caused a rise in other prices and a even larger use of credit cards by people trying to survive.

However this time the banks were also in trouble so they wanted to raise more money so they cracked down on credit, raised interest rates to levels that would have sent them to prison less than 50 years ago.  It would seem that loan sharking is now legal and honorable.

Sheesh, can you imagine getting boosted to a 35% interest rate for no reason other than a greedy bank. Now theres a bellweather for ya. When the credit card companies start dropping interest rates to  keep the customers they have from filing bankruptcy.

So we have legalized loan sharking. Is this part of the problem with the economy? In my opinion the answer to that is yes. Just as greedy lenders were a part of the problem. Still are a part of the problem with the interest rates credit card companies are charging.

Kinda looks to me, like, in the long run, everyone is going to have to lower interest rates to keep even more bad debt from piling up on their books. Some day they’ll figure out that charging people more of what they don’t have doesn’t work out very well. One would think that would be obvious but I guess it’s not.

I’ve never been a fan of the trickle down theory and that’s what helping the banks, insurance companies and lender was. I like the trickle up theory a lot better. By helping the homeowners directly they would be able to renegoiate their mmortgages to something more affordable, the lenders would have less bad debt on their books and be getting income which they could then use to book some Spas in SoCal and give $50 million bonuses.

Congress rushed through a bailout that isn’t working, because they said something had to be done, then they loaded it with pork.  IMO they should have taken more time to think instead of acting rashly and without a clearly defined goal and a way to measure progress towards that goal.

So here we sit. Prices are falling and for some it seems it’s an emergency. Hmmm, I’ll bet the majority that find it an emergency are those that are selling something, not those buying something.  Gasp, furniture stores might have to get by with a 200% profit insteaed of 500%. Sheesh, ain’t that just to bad.

I just don’t see deflation as an emergency.

Mind power wealth secrets aren’t anything new, nor are they really secrets. If you spend much time on the net or looking at public television you’ve probably seen something about a book called “The Secret”, lol, it’s been on the news and even on Oprah. If you want to know more about the secret you can read more at the link.

Anyway, the things it’s talking about it calls secrets but they aren’t. These ancient mind power secrets have been around for thousands of years. I really hate it when people think all of this stuff is new age crap. It’s been around for a long time and Jesus spoke of some of it during his time on earth.

You have a right to wealth and riches. You have a right to go for your dreams and wishes. You have all the mind power secrets within you to acquire all the wealth you’ll ever need. The problem is you have to do some things to make use of your mind power. Sitting and wishing has never made anything happen.

Nothing is ever going to fly in your window and land in your lap. You know that as well as I do. Most of the people I know all say they want more miond power or more money but they want a fairy, somewhere, to wave a magic wand and give it to them. Sorry, that’s not how mind power works.

Yes, you actually have to do some work. However it’s not hard work. Mostly the hardest thing for people is kicking back, relaxing and seeing the things in their mind that they want. Seeing themselves possesing the things they want. Touching and feeling the things they want, in their minds.

Read the rest of this entry »

Have you ever been ice fishing? No, it’s not sitting around fishing for ice. Hmm, I wonder what you’d use for bait if you were fishing for ice. A stove perhaps? Might work if the ice wanted to be warm. Lol, enough, I’m talking about drilling a hole through the ice and fishing for perch, walleyes or northern pike.

With all of the new ice fishing shelters they’ve come out with and even the old fashioned ice houses I use to fish out of it’s not a freezing cold sport anymore. If you’re ice fishing now and you’re cold that’s your fault. There are now houses and shelters that will keep you as warm as being inside your own houses.

Winter ice fishing is much different from summer open water fishing. In some respects it’s much easier and in others it’s harder. It also takes a little bit different equipment for ice fishing. First off if you don’t have an ice auger it’s going to be tough to get a hole through the ice.

I’ve chopped many a hole in the ice without an ice auger but it gets to be very hard work and I never wanted to move around much or even move the house if the ice was to thick. Using an ice chisel to chop through 30 inches of ice just is not fun. Using an ice auger just makes it that much nicer.

You don’t see as many permanent ice fishing houses around now as you used to. I had one that was 8 feet by 14 feet with an attached outhouse. The ice house slept 3 people and had 6 ice fishing holes. It also had rattle reels for each hole, a 3 burner cook stove, electric lights, an apartment sized furnace and a double insulated picture window.

Read the rest of this entry »